The Concho Valley Mortgage Pro – C&T Mortgage

$650 towards closing costs

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Hi y’all! My name is Kate Newman and I’d like to introduce myself as your Concho Valley Mortgage Professional. I live on a ranch outside of San Angelo and love my West Texas community!

Purchasing a home or refinancing is a big deal and you should never be treated like a number. As my client, you will experience a personalized loan process that you just won’t get with the big banks, plus a great rate to boot!

I specialize in residential Conventional, VA, USDA, FHA, Jumbo, Split Loans and First Time Homebuyer programs.


Q What is the minimum down payment I can make?

This will depend on the type of loan you choose.

Conventional: 5% (3% if you are a first-time homebuyer)
VA: (veteran loan) 0%
FHA: 3.5%
USDA: 0%

Q How do I get a pre-approval?

Call me or fill out an application on our website!
This is the best first step you can take when looking to buy a home. It will help you determine what your monthly payments will look like and give you a leg up when putting an offer in on a home.

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